Unfortunately I am unable to obtain a 04 X3 2.5i with the options I want. My dealer has told me to wait a couple of weeks by which time he should have the 05 prices. However he claims the MSRP may be a little higher and he may not be able to offer me 1.9% financing currently offered on 04 X3s. Is this true? Should I wait or sacrifise a few options and go for the 04 X3 ???